Stanbic Bank Ghana, a subsidiary of the Standard Bank Group, leverages its relationship with its parent company to deliver bespoke banking solutions to customers.
This has been a differentiating factor for the bank which is well acknowledged in the market by both private and public sector customers. Stanbic Bank offers clients a wide range of products and services across a broad range of sectors including commerce, energy, power, agribusiness, transportation, mining and telecoms, infrastructure, and financial institutions.
Stanbic Bank is also a leader in the deployment of digital banking products, investment banking, infrastructure financing, global market trading solutions, and financial advisory services are also key competency areas for Stanbic Bank.
Personal Banking Solutions
Stanbic Bank Ghana provides a comprehensive suite of personal banking solutions designed to meet diverse financial needs.
Read also: Benefits of Stanbic Bank Internet Banking
Savings and Investments
Save towards a particular goal or purchase, or get the peace of mind that comes from knowing you're ready for the unexpected. You earn interest each month, which means your money grows faster and you reach your financial goals quickly. You also get a debit card, which can be used at ATMs and point-of-sale terminals nationwide.
- Fixed Deposit: An investment account where money is deposited for a fixed period and the interest rate does not change.
- ContractSave: An affordable, disciplined savings plan that can be tailored to suit your specific needs. It is ideal if you want to save for big future expenses like a deposit on a house, your children’s education or to top-up your retirement savings. A compulsory, monthly standing order is required to fund the account.
Loans
Ready to get the funds you need on terms that suit your lifestyle? We know you have lifestyle aspirations and that sometimes you need the right financing to realise your goals.
- Stanbic Salary Advance: A personal overdraft tailored to meet your cash flow needs if you earn a salary. It is a cash bridging facility against your next pay cheque or salary credit.
- Consumer Finance Term Loan: An unsecured personal loan used to finance consumer appliances and renewable energy products on a short-term basis through our partner vendors or dealers.
Digital Banking
Choose how you want to bank and enjoy the flexibility of banking from anywhere, at any time.
- Online Banking: A user-friendly platform that allows you to access and transact on your accounts online, 24 hours a day, 7 days a week. It offers a simple and convenient way to do your banking in comfort and on your own terms.
- Bank securely anytime and anywhere without cellular data or an internet connection.
- Bulk Cash Deposit Machines: Self-service kiosks available at 14 Stanbic Bank Branches across the country, with more locations set to open soon. These machines allow you to deposit cash securely and seamlessly. They are designed to authenticate your identity using the Ghana Card verification system, validate banknotes, and send instant transaction confirmation.
- Send cash quickly and safely to anyone in Ghana with a cell phone number. The service will allow you to generate tokens via USSD and use the toked / PIN to withdraw at any Stanbic ATM.
Fund Management Services
A tailor-made fund management services for high-net-worth individuals seeking specific investment goals such as educational funds, retirement funds (individual/private pension planning), trust funds, endowment funds etc.
Read also: Stanbic Bank Services
Commitment to Security
In recent years, cyber-related systems and networks have played an increasing role in the operations of financial services delivery. The financial sector relies on these infrastructures for processing transactions and transferring funds which has made them attractive and susceptible targets for cyber-attacks.
ISO/IEC 27001 certification will demonstrate that we have identified the risks, assessed the implications and put in place systemized controls to limit any damage that could potentially affect our customers’ data.
Read also: Kenya Stanbic Bank Online
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