Western Union: Sending Money to Nigeria - Exchange Rates and Transfer Options

Nov 07, 2025 0

Sending money to Nigeria from the USA is simple with Western Union. You can send money to Nigeria the way that’s convenient for you: online, with our app, or in person at an agent location.

Western Union makes money from FX. Exchange rate shown is an estimate for an account-to-account transfer and subject to change. Offer not available for Quick Collect, credit cards.

Just enter the USD amount to be converted to NGN. Convert USD to NGN now for today’s Western Union exchange rate. Enter the amount, choose your currencies, and see the latest rates.

Understanding Exchange Rates and Fees

When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel and location based on a number of factors.

FX: 1.00 USD - Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send money”.

Here’s an overview of estimated exchange rates for different USD amounts:

5 USD - NGN Exchange Rates shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change.
10 USD - NGN Exchange Rates shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change.
20 USD - NGN Exchange Rates shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change.
50 USD - NGN Exchange Rates shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change.
100 USD - NGN Exchange Rates shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change.
250 USD - NGN Exchange Rates shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change.
500 USD - NGN Exchange Rates shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change.
1000 USD - NGN Exchange Rates shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change.
2000 USD - NGN Exchange Rates shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change.
5000 USD - NGN Exchange Rates shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change.

Note: Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change.

Ways to Send Money to Nigeria

You can transfer USD to NGN online using your bank account, credit/debit card or cash in-store.

Here are the different ways to send money:

Online: Pay online using your bank account, credit/debit card. It’s easy to sign up and start sending money reliably.
With a credit or debit card: Transfer USD to NGN online using your bank account, credit/debit card.
Cash at an agent location: Start your money transfer on the app and pay later at an agent location.

How To Send Money With Western Union 2024 | Step-By-Step Transfer Guide

Step-by-Step Guide to Sending Money Online

To make an online money transfer to Nigeria, just follow these steps:

Read also: Nairobi Accommodation Guide

Log in to your Western Union® profile or register and verify one for free.
Begin your money transfer to Nigeria by clicking ‘Send now’.
Type in ‘Nigeria’ as the destination and how much you wish to send.
You’ll be able to view typical transfer times as you make your selections.
Click on ‘Bank account’. This can then be shared with your receiver in Nigeria to help track the money.

We make it easy to transfer money to Nigeria - whether it’s to friends, family members or even for business. Use our price estimator to get a handle on transfer fees and limits. There’s no obligation to complete your money transfer.

Before you start a money transfer to Nigeria, you’ll need your receiver’s details - including their bank account number (if sending to a receiver’s bank account), name and address.

One of the best ways to send money to Nigeria is direct to a First Bank of Nigeria, GTBank or Access Bank bank account. Your loved ones can receive their funds without leaving the house.

You can send up to $50,000 directly to an Nigerian bank account from your US account. You can make a money transfer to Nigeria banks including State Bank of Nigeria, HDFC and ICICI.

Additional Information

Western Union saved my information so that it is even faster but there are still security items they use to verify so it is safe. Since this application everything flows nicely and I suggest you give it a try!

With Western Union, you can keep real-time tabs on your money transfers, from Kansas to Kano. You’ll get a notification when your loved ones have received their funds.

Schedule money to arrive for a friend’s birthday or a niece’s graduation. By planning a money transfer in advance, you can make sure you don’t miss a special occasion.

Our encryption and fraud prevention efforts help protect your Western Union® money transfers.

No matter how you choose to send money to Nigeria, we’ll encrypt your transfer. You can join us in the fight against fraud by learning how to spot a scam.

We are committed to keeping your data secured. Send money to 200+ countries or territories online or in-store.

We move money from the United States of America to over 200 countries and territories.

We’ve connected people around the world since 1851. Today, we make an average of 25 money transfers per second globally.