Understanding SWIFT/BIC codes is essential when dealing with international money transfers. Also referred to as a BIC (Business Identifier Code) or SWIFT number, a SWIFT/BIC code is used to verify the unique identity of a bank or financial institution-in turn making sure your money is sent to the correct place.
Below are the SWIFT codes for banks in Uganda. These SWIFT codes are only the active participants who are connected to the SWIFT network.
A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. These codes are used when transferring money between banks, particularly for international wire transfers.
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The Format of a SWIFT/BIC Number
SWIFT codes comprise of 8 or 11 characters. All 11 digit codes refer to specific branches, while 8 digit codes (or those ending in 'XXX') refer to the head or primary office.
Read also: Comprehensive SWIFT Guide
SWIFT/BIC codes are made up of 8-11 characters and use the following format:
- A 4-letter bank code, which commonly looks like an abbreviation of the bank name: AAAA
- A 2-letter country code, identifying the country in which a bank is located: BB
- A 2-character (letter or number) location code, used to show the location of a bank’s main office: CC
- A 3-digit branch code. Commonly, you’ll see ‘XXX,’ which denotes a bank’s head office: 123
A complete SWIFT/BIC code looks like this: AAAABBCC123
You’ll often see SWIFT/BIC used alongside another acronym: IBAN, or the International Banking Account Number. However, these serve two different purposes. Although each is used for cross-border transfers, SWIFT identifies banks and IBAN identifies individual accounts. SWIFT/BIC codes can be used for both business funds and personal transactions.
Generally, you need a SWIFT/BIC code any time you send or receive funds from a bank internationally. That includes wire transfers, SEPA (Single Euro Payments Area) transactions, and other payments made through intermediaries like clearing houses.
Intermediaries are sometimes necessary when a local credit union or community bank doesn’t have connectivity to the SWIFT network. In the US, for example, a foreign sender’s bank will find a domestic partner who will then complete the transfer using the credit union or relevant financial institution’s routing number.
Read also: Find GTBank's SWIFT Code
How to Find Your Bank’s SWIFT/BIC Code?
Before initiating an international transfer, you need to check that your financial institution has a SWIFT code. As described above, some credit unions or regional banks may not have access to the network that SWIFT codes rely on.
You can also find SWIFT/BIC codes to make bank transfers using our tool directly on this page.
Specific Bank Information
Bank of Uganda
The SWIFT/BIC code for Bank of Uganda is UGBAUGKAXXX. However, Bank of Uganda may use different SWIFT/BIC codes depending on the service or branch. If you’re unsure which to use, confirm with your recipient or contact Bank of Uganda directly.
- Address: 37/43 KAMPALA ROAD
This is the main SWIFT/BIC code for Bank of Uganda in Uganda.
Using UGBAUGKAXXX
You can use Bank of Uganda’s main SWIFT/BIC code UGBAUGKAXXX when:
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- Sending an international money transfer to Bank of Uganda in Uganda
- The recipient hasn’t provided a branch-specific SWIFT/BIC code
- Bank of Uganda processes the payment centrally through its primary office
- You want to use a widely accepted default SWIFT/BIC code
Bank of Africa Uganda
The SWIFT/BIC code for Bank of Africa Uganda is AFRIUGKAXXX. However, Bank of Africa Uganda may use different SWIFT/BIC codes depending on the service or branch.
Important Considerations for International Transfers
When you send or receive an international wire with your bank, you might lose money on a bad exchange rate and pay hidden fees as a result. That’s because the banks still use an old system to exchange money. We recommend you use Wise, which is usually much cheaper.
Checking for Errors
Before sending a SWIFT payment, double-check that the SWIFT code matches the recipient’s bank and that the account number and name are entered correctly. Even small mistakes can delay or block the transfer. Contact your bank if you've made a transfer with incorrect details.
Receiving Payments
To receive an international payment to your Bank of Uganda account in Uganda, you’ll need to provide the correct SWIFT/BIC code, account number, and other banking details. Make sure your sender has the right information to avoid delays.
Disclaimer
The SWIFT codes, bank names, addresses, and other related information provided on this page are for general information purposes only. While we strive to ensure accuracy, Xe does not guarantee that the information is complete, current, or error-free. The details may change without notice and may not reflect the latest data available from the respective financial institutions.
Xe makes no representations regarding the legal standing, regulatory status, or operational integrity of any bank, financial institution, or intermediary listed. We do not endorse or verify the legitimacy of any entity included, nor do we assume any responsibility for your use of the information provided.
Any financial transactions or decisions undertaken based on this information are done at your own risk. Xe will not be liable for any loss, delay, or damages resulting from reliance on the data, nor from any dealings with third parties whose information is displayed on this site.
We recommend that you independently verify all details with the relevant financial institution before initiating any transaction. This disclaimer is provided in English only and has not been translated. While the rest of this page may appear in your selected language, the legal disclaimer remains in English to preserve its accuracy and intent.
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