Sending money to Zambia from the United States is a common need for many, whether it's to support family, make payments, or for other financial transactions. Fortunately, there are several convenient and secure options available to transfer funds.
Map of Zambia
Online Money Transfer Services
Several online platforms and mobile apps specialize in international money transfers, offering competitive exchange rates and low fees. Here are some popular options:
Ria Money Transfer
Ria offers more ways to send and receive money with 500,000+ locations for your recipient worldwide. It makes it so much easier to send money to your loved ones back home and to do any international transactions with just a few taps. The Ria app is available on both iOS and Android platforms.
Key Features:
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- Fast and secure transfers
- Real-time transfer tracking
- Custom exchange rate alerts
Western Union
Western Union allows you to send money to Zambia 24/7 from the United States. You can send money to bank accounts in Zambia for free on your first transfer. All you need to do is register online and verify your Western Union® profile. Pick the way that’s most helpful to you and your loved ones. Make an online money transfer to Zambia, send with our app or pay at an agent location. It’s straightforward to transfer money from United States of America to Zambia - just register for a free profile to get started.
How to send money:
- Log in to your Western Union® profile or register and verify one for free.
- Begin your money transfer to Zambia by clicking ‘Send now’.
- Type in ‘Zambia’ as the destination and how much you wish to send.
- Click on ‘Bank account’.
What you need:
You’ll need a US driver’s license, passport or government-issued ID to register online with Western Union®. When sending money to Zambia, your receiver’s account number, and the purpose of the transfer are required.
MoneyGram
Sending money to Zambia with MoneyGram is easy, fast, and reliable. With safe and reliable service, you can send money to Zambia anytime, anywhere-and feel good knowing your money will get there. You can send money from the United States to Zambia and more than 200 other countries and territories worldwide.
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Transfer Options:
- Debit Card
- Credit Card
- Cash at Location
Remitly
With Remitly, you can send money online to Zambia. Enter the amount of money you’d like to send in US dollars. We’ll automatically display the amount your recipient will receive in Zambian kwachas. Depending on what country you’re sending money to, Remitly offers these delivery methods: Mobile money.
If you select Bank Deposit as your delivery method to Zambia, you’ll need to enter information about your recipient’s bank account. If you select Cash Pickup as your delivery method, we’ll ask you to choose a pickup location from our list of available delivery providers in Zambia that’s convenient for your recipient.
Steps to send money with Remitly:
- Select Get Started or Send Money on the Remitly app or Send money if you’re using Remitly on your web browser.
- Now choose your delivery method.
- Next, enter your recipient’s full name, phone number and address, and date of birth.
- Now it’s time to choose how you’d like to pay for your money transfer to Zambia.
- Check your transfer summary to make sure everything is correct.
- When you’re ready to send your money transfer to Zambia, select Send Money.
Revolut
Count on Revolut to get your money from the USA to Zambia - quickly, safely, and affordably. Download our app for iOS or Android and open an account - with no monthly fees on our Standard plan.
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Transfer Methods:
- Bank transfer: Transfer money to a bank account in 140+ supported countries.
- Revolut-to-Revolut transfer: Send money to other Revolut friends.
- Payment link: Create a payment link to send or receive money.
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How to send money online to Zambia from the USA:
- Join Revolut.
- Check out our rates.
- Transfer money.
Cost Estimation
Most of these services have a price estimator tool to work out the cost of sending money to Zambia. This provides information on things like transfer fees.
Here's an example of how the costs might be structured:
| Service | Transfer Amount (USD) | Fees (USD) | Recipient Gets (USD) |
|---|---|---|---|
| Revolut | 1,000 | 4.00 | 996 |
Note: Exchange rates and fees shown are for illustration only.
Important Considerations
- Transfer Times: Transfers funded with debit cards, credit cards, or cash usually arrive within minutes. Transfers from bank accounts should arrive in 3-5 business days.
- Fees: Fees are dependent on a variety of factors, including: payment method, payout method, send country, transfer destination, and transfer amount.
- Compliance: Transactions may be delayed or cancelled for compliance purposes and in accordance with the user agreement.
Always check the latest exchange rates and fees before making a transfer to ensure you get the best deal.
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