KCB Bank Uganda: Services and Products

Dec 04, 2025 0

KCB Bank Uganda Limited, a wholly-owned subsidiary of the KCB Group, is a commercial bank committed to meeting the banking needs of individuals, corporate entities, and small to medium enterprises. Since opening its first branch in Kampala in November 2007, KCB Bank Uganda has expanded to 16 branches across the country, marking a decade of presence in Uganda in November 2017.

Personal Banking

KCB Bank Uganda offers a range of personal banking services designed to help individuals manage and grow their finances:

Savings and Deposit Accounts: Grow your money with our Fixed Deposit account. Our competitive interest rate will have you reach your goal faster. Sign up for Call Deposit; an interest-bearing investment account that allows you to withdraw your money from the account without a penalty, at a moment’s notice.
Loans: You can borrow short term loans with or without an approved loan in place.
Investments: Looking for a stable and risk-free way to grow your money? Treasury Bills and Bonds are a surefire investment that can be a stable source of income.

Business Banking

KCB Bank Uganda provides comprehensive business banking solutions tailored to support the growth and success of businesses of all sizes:

Invoice Discounting: This is a facility given to a client against the outstanding invoices/certificates that are awaiting payments.
Contract Finance: This is a facility granted to a borrower based on contracts / Purchase that the client has been awarded and payment is expected upon completion or part completion of the project to the buyer.

Trade Finance

KCB Bank Uganda offers specialized trade finance products to facilitate international trade transactions:

Documentary Collection: This is a method of payment used in international trade where the seller (exporter) uses their bank as an intermediary to collect payment from the buyer (importer) in exchange for shipping documents.
Import Loan: This is a short-term cash advance (with recourse) that enables the customer as an importer to meet the customer's immediate payment obligations under a sight or usance Letter of Credit presentation or Import Documentary Collection. Under such arrangements, Standard Chartered Bank finances the customer's import commitments by making payment against the Letter of Credit or Documentary Collection and receives payment from the customer at a pre-determined date in the future.
Guarantees: Guarantees are commitments or promises made by one party to ensure the fulfillment of an obligation by another party. In financial or business contexts, a guarantee often involves a third party (the guarantor) promising to take responsibility if the original party (the principal) fails to meet their obligations.

We are your trusted partner in trade finance.

Community Engagement

KCB Bank Uganda is committed to making a positive impact on the communities it serves. For People. It’s about working every day for our customers, for our colleagues and for everyone in the communities we serve. In touch with our customers. Looking out for our colleagues. One team. Going beyond banking to lifestyle, connected to new ideas. Never accepting the status quo. Acting with purpose and direction. Get to know your customers and the people you work with personally. Act as one team; one KCB Group. Challenge the way things are done in a constructive way. Share ideas to make things better.

Read also: Financial Services in Uganda

KCB Bank Uganda, in cooperation with German International Development Agency (GIZ), have rolled out a youth skilling program where 700 Ugandan youth have been recruited to take up courses in the construction sector. KCB Bank Uganda, together with Burgess Foundation organized a skills training program to facilitate the residents of Namuwongo with knowledge to curb unemployment and improve livelihoods. KCB Foundation is proud to announce its latest intake. Congratulations to all who made it to the final list of our Twekozese skilling class 2024.